Cost of Funds Falls Again: The 11th...
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From Times Staff and Wire Reports
Cost of Funds Falls Again: The 11th District cost of funds index, which most adjustable-rate home loans in California are tied to, fell to 7.858% in January from 7.963% in December. The index, compiled by the Federal Home Loan Bank of San Francisco, measures which savings institutions in California, Arizona and Nevada are paying for funds. Most homeowners with ARMs typically have rates set at levels ranging from 2.25% to 2.5% above the index.
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